RIAINDIA | USA
AI Native Holding Co.Insurance × Healthcare

Actively managingrisk for the next century.

RIA is an AI‑native holding company building and operating companies in insurance and healthcare.
Multiple companies. One thesis. Zero legacy.

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Mission

We are an AI‑native holding company for companies in insurance — building, buying, and scaling companies that will manage risk for the next century.

01 · Build

AI‑native companies

We operate companies where AI isn't bolted on — it's the operating system. Shipping products that matter to policyholders.

02 · Compound

Shared AI substrate

Data, models, learning, and technology compound across our companies. Every new company makes the others smarter.

03 · Transform

A $7T industry, reimagined

Insurance and healthcare reimagined for the world. We are rewiring how they're designed, distributed, and delivered.

Leadership
Three founders

Operators who are building for impact.

Prerak Sethi
Founder

Prerak Sethi

Decade+ in InsurTech — distribution, product design, and the technology underneath.

Kellogg MBA · UMich Computer Engineering

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Nipun Virmani
Founder

Nipun Virmani

Built trading systems at Goldman Sachs before turning to product entrepreneurship in India.

MIT Sloan MBA · UMich Computer Engineering

LinkedIn
Mukul Tuli
Founder

Mukul Tuli

Strategy Consulting at McKinsey, Corporate Strategy at Essilor, and then tech at Salesforce.

Kellogg MBA · IIT Kanpur (Gold Medalist)

LinkedIn
Investors

Backed with conviction.

BeeNextLeo CapitalRainmatter by Zerodha
Culture & Careers

We build with thought
and boldness.

Restless thinkers, compassionate doers, deeply committed technologists — redefining insurance and healthcare from the inside out. We operate across India and the USA.

See our companies